About BEONTRACK Mortgage Tool
BEONTRACK Mortgage Tool is a powerful yet simple iOS application designed to help you understand your mortgage better. Whether you're planning to buy a home, refinance your existing mortgage, or explore early payoff scenarios, our app provides accurate calculations and detailed amortization schedules right on your device.
All calculations are performed locally on your device with no internet connection required. Your financial information stays private and secure because it never leaves your device.
Contact Information
We're here to help! If you have questions, feedback, or need assistance with the BEONTRACK Mortgage Tool, please reach out to us:
Email Support
support@beontrack.caWe typically respond within 24-48 hours during business days.
How to Use the App
Using BEONTRACK Mortgage Tool is simple and straightforward:
- Enter your loan amount - The total amount you want to borrow
- Set your interest rate - Your annual interest rate (APR)
- Choose your loan term - How many years you'll take to repay (typically 15, 20, or 30 years)
- Add optional payments - Include property taxes, insurance, HOA fees, or extra principal payments
- Review your results - See your monthly payment, total interest, and complete amortization schedule
Key Features
Monthly Payment Calculator
Calculate your principal and interest payment, and see the total monthly payment including taxes, insurance, and other costs.
Detailed Amortization Schedule
View a complete breakdown of every payment over the life of your loan. See exactly how much goes toward principal versus interest each month, and watch your loan balance decrease over time.
Early Payoff Scenarios
Explore the impact of making extra principal payments. See how much interest you can save and how many years you can shave off your loan by making additional payments.
Compare Different Scenarios
Test different loan amounts, interest rates, and terms to find the best mortgage option for your situation. All calculations happen instantly on your device.
100% Private & Offline
No data collection, no internet required, no account creation. Your financial information stays on your device.
Frequently Asked Questions
How accurate are the calculations?
Our calculations use standard mortgage formulas and are highly accurate. However, actual payments may vary slightly based on your lender's specific calculation methods, rounding practices, and additional fees.
Does the app work offline?
Yes! The app is fully functional without an internet connection. All calculations are performed locally on your device.
Is my financial information secure?
Absolutely. We don't collect, store, or transmit any of your data. Everything you enter stays on your device. See our Privacy Policy for details.
Can I save my calculations?
Currently, the app does not save calculations between sessions. We recommend taking screenshots or writing down important results for future reference.
What if I find a bug or have a feature request?
We'd love to hear from you! Please email us at support@beontrack.ca with details about any issues or suggestions.
Is there a web version?
Yes! You can use our web-based mortgage calculator at beontrack.org/mortgage-calculator/
Troubleshooting Tips
App not responding or calculations seem incorrect
- Try closing and reopening the app
- Verify that all input values are reasonable (e.g., interest rate is typically between 2-10%)
- Make sure you're using the correct format for numbers (no special characters)
- Restart your device if issues persist
App crashes on launch
- Make sure you're running the latest version of iOS
- Try deleting and reinstalling the app
- If the problem persists, contact us with your device model and iOS version
Additional Resources
- Privacy Policy - Learn about our data practices
- Web Mortgage Calculator - Try our web version
- Articles - Read helpful articles about mortgages and finance
- beontrack.ca - Learn more about our development team
Need More Help?
Don't hesitate to reach out. We're committed to helping you get the most out of BEONTRACK Mortgage Tool.
Email Support